Commercial Real Estate Construction Loans
Commercial Real Estate Construction Loans Built for Serious Developers
Commercial Real Estate Construction Loans Built for Serious Developers. At The Money Express, we offer commercial real estate construction loans for apartment buildings, mixed-use, retail, office, strip malls, marinas, manufacturing, industrial, and special-use properties.
These are short-term loans that release funds in stages as your project progresses. We serve developers across New York, New Jersey, Florida, Pennsylvania, and Georgia.
The Real Challenges Developers Face And How We Solve Them
Traditional banks are slow, paperwork-heavy, and often decline complex or special-use properties. High down payment requirements, rigid terms, and late funding can kill deals that otherwise pencil out perfectly.
The Money Express connects you with banks, hedge funds, private institutions, and private investors. We offer fast closings, flexible terms, transparent interest rates, commercial real estate refinance loans, and cash-out refinance options.
What's Included in Our Commercial Construction Loan Program
Property Types We Finance: Apartment Buildings · Mixed-Use · Retail · Strip Malls · Office Buildings · Marinas · Manufacturing · Industrial · Churches · Synagogues · Funeral Parlors · Town Homes · Condos · Blanket Mortgages
Loan Purposes: Ground-up construction · Major renovation · Purchase + construction · Commercial real estate refinance loans · Cash-out refinance · Commercial real estate bridge loans · Commercial real estate equity loans
Loan Highlights:
- Flexible draw schedules tied to construction milestones
- Competitive rates sourced across our full lender network
- Bridge loans are available for interim financing between stages
- Equity loans to leverage existing property value for new builds
- Asset-based lending is available regardless of credit score
- Fast closing timelines via automated systems and dedicated support
Why Developers Trust The Money Express for Construction Financing
Founded in 1998 by Nicholas Palumbo, The Money Express has closed hundreds of millions in commercial and construction loans. We serve New York, New Jersey, Florida, Pennsylvania, and Georgia with speed and expertise. We offer quick processing times, unbeatable rates, proven 25+ years of experience, personal client dedication, and access to banks, hedge funds, private institutions, and private investors — all under one roof.
At a Glance
| What We Offer | What It Means for You |
|---|---|
| Quick Processing | Fast approvals, streamlined applications, around-the-clock support |
| Unbeatable Rates & Terms | Best available rates sourced across our full lender network |
| 25+ Years Experience | Hundreds of millions closed in commercial & construction loans |
| Personal Dedication | You work directly with our team — not a call center |
| Local Market Knowledge | Deep expertise in NY, NJ, FL, PA, and GA markets |
| Multiple Funding Sources | Banks, hedge funds, private lenders, and private investors |
Ready to Fund Your Commercial Construction Project?
Don't let financing slow your project down. The Money Express will review your deal, outline your options, and deliver the fastest path to closing — in New York, New Jersey, Florida, Pennsylvania, or Georgia.
📞 Call Nick: 845-489-7411 | 📞 Call Barry: 646-580-0262 | 📧 info@themoneyexpress.net
Apply Now | View Recent Closings | Download Loan Forms
Schedule a one-on-one consultation — no obligation, no pressure. Just straightforward answers.
Frequently Asked Questions About Commercial Real Estate Construction Loans
Q1: How do commercial real estate construction loans work?
Funds are released in stages called "draws" as construction milestones are met. Once complete, the loan is paid off or converted into a permanent commercial mortgage.
Q2: What is the typical down payment for a commercial real estate construction loan?
Down payment requirements typically range from 10% to 30% of total project cost. This depends on property type, borrower experience, and the lender's risk assessment.
Q3: What are typical interest rates on commercial real estate construction loans?
Rates vary based on property type, loan amount, credit profile, and market conditions. Construction loans carry higher rates than permanent financing due to their short-term, higher-risk nature.
Q4: What's the difference between a construction loan and a commercial real estate bridge loan?
A construction loan funds the building phase. A bridge loan covers the gap- for example, between project completion and securing permanent long-term financing.
Q5: Can I get a construction loan for a church, marina, or other special-use property?
Yes. We specialize in special-use properties many lenders decline including churches, synagogues, funeral parlors, and marinas. Our private lender network allows us to finance non-standard asset types.
Q6: How do commercial real estate loans differ from residential loans?
Commercial loans are underwritten based on the property's income potential. Residential loans focus on personal income. Terms for commercial real estate loans are shorter and rates are typically higher.
Q7: Do you offer construction loans in Florida and other specific states?
Yes. We lend in Miami, Fort Lauderdale, Jacksonville, Palm Beach, New York City, Westchester, Nassau, Suffolk, Putnam, Dutchess, Bergen, Passaic, Hudson, Philadelphia, and Atlanta.